Money

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The problem wasn't resolved until 13 years later in when Congress was granted constitutional powers to coin money and regulate its value. Congress established a national monetary system and created the dollar as the main unit of money. There was also a bimetallic standard, meaning that both silver and gold could be valued in and used to back paper dollars.

It took 50 years to get all the foreign coins and competing for state currencies out of circulation. Bank notes had been in circulation all the time, but because banks issued more notes than they had coin to cover, these notes often traded at less than face value. Eventually, the United States was ready to try paper money again. In the s, the U. These were called greenbacks because their backs were printed in green. The government backed this currency and stated that it could be used to pay back both public and private debts.

The value did, however, fluctuate according to the North's success or failure at certain stages in the war. Confederate dollars, issued by the seceding states during the s, followed the fate of the Confederacy and were worthless by the end of the war. In February , the U. Congress passed the National Bank Act. This act established a monetary system whereby national banks issued notes backed by U. The U. Treasury then worked to get state bank notes out of circulation so that the national bank notes would become the only currency.

During this period of rebuilding, there was debate over the bimetallic standard. Some advocated using just silver to back the dollar, others advocated for gold. The situation was resolved in when the Gold Standard Act was passed, which made gold the sole backing for the dollar. This backing meant that, in theory, you could take your paper money and exchange it for the corresponding value in gold.


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In , the Federal Reserve was created and given the power to steer the economy by controlling the money supply and interest rates on loans. Money has changed substantially since the days of shells and skins, but its main function hasn't changed at all. Regardless of what form it takes, money offers us a medium of exchange for goods and services and allows the economy to grow as transactions can be completed at greater speeds.

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What Is Money?

Personal Finance. Your Practice. Popular Courses. Login Newsletters. Economy Economics. Key Takeaways Money is a medium of exchange; it allows people to obtain what they need to live. Bartering was one way that people exchanged goods for other goods before money was created.

7 things people who are good with money know that the rest of us don't

Like gold and other precious metals, money has worth because for most people it represents something valuable. Fiat money is government-issued currency that is not backed by a physical commodity but by the stability of the issuing government. M1 — This category of money includes all physical denominations of coins and currency; demand deposits, which are checking accounts and NOW accounts; and travelers' checks.

This category of money is the narrowest of the three, and is essentially the money used to buy things and make payments see the "active money" section below. M2 — With broader criteria, this category adds all the money found in M1 to all time-related deposits, savings accounts deposits, and non-institutional money market funds. This category represents money that can be readily transferred into cash. M3 — The broadest class of money, M3 combines all money found in the M2 definition and adds to it all large time deposits, institutional money market funds, short-term repurchase agreements, along with other larger liquid assets.

Currency Wars. Massachusetts Money. Aftermath of the Revolution. Aftermath of the Civil War. Compare Investment Accounts. The offers that appear in this table are from partnerships from which Investopedia receives compensation. Related Articles.

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Are you so bad at those things that you can make your videos funny?

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Can you create entertaining prank videos? Can you motivate people or provide them with helpful hints to improve their lives?

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This also helps you better know your audience. Nor should you make a wide range of videos trying to keep everybody happy. Successful TikTokers make videos that they know their audience will love. It is much easier to devote your attention to a particular group of people, rather than just making random content. One of the most essential sections of TikTok is your profile.

You want your profile to appear attractive to your intended audience. Your profile needs to highlight your identity as a creator. It needs to show your intended audience why they should subscribe to your page.


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Your profile will be where you make your first impression to many people, so you want it to stand out from the crowd. If you are beginning from scratch, you have the chance to create the perfect username. You want it to be easy for people to say and spell, and preferably relevant to you and your niche. Ideally, you should have the same username on all your social profiles, so your TikTok fans will know when they have found your YouTube, Twitch, and Instagram channels.

The type of videos you intend to share should be obvious to anybody looking at your profile. Be careful, though, particularly if you are a typical young TikToker.

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Some creeps misuse TikTok. There are certain expectations of TikTokers when they upload videos. There should be nothing inappropriate in your videos; no hate speech, racism, etc. Remember that some adults do misuse TikTok, so be careful when uploading videos of yourself doing perfectly normal everyday activities that creeps might abuse e. Remember that TikTok is a public social network. Anybody can view your videos.

The ideal aspect ratio is x Write a suitable description of each video and include relevant hashtags. Pick an exciting thumbnail image for each video.



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